| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | YTD | YTD€ | CUM | CUM€ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | — | — | — | — | — | — | — | — | — | -2.21 | 1.17 | -5.33 | -6.37% | -510 | -6.37% | -510 |
| 2025 | 0 | -2.78 | -5.95 | -4.17 | 2.92 | 2.35 | 9.53 | -0.24 | 5.39 | 8 | -6.63 | 4.49 | +12.91% | 1033 | +6.54% | 523 |
| 2026 | 4.36 | 8.05 | -14.17 | 3.2 | — | — | — | — | — | — | — | — | +1.44% | 115 | +7.98% | 638 |
Under normal circumstances, this system invests in very large-cap stocks—all with a market capitalization of many billions, known as the Big Caps. If market turbulence is severe, the portfolio is invested, in whole or in part, in a bond ETF or converted to cash to protect capital. The stocks in which investments are made are chosen from a selection of approximately 70 highly stable stocks. These must all meet a number of fundamental criteria. These are criteria that have had a positive correlation with price increases for decades. The composition of the basket of 70 stocks is periodically adjusted.
The system issues a signal between 14 and 28 days in advance if the selected stocks (usually 3 to 5) or the ETF need to be fully or partially replaced. This is done based on the relative strength of those stocks. The relative strength used is a combination of indicators from Quantitative Analysis.
Returns are important in this system, but so is risk management.
The risk of declines is limited by switching all or part of the stocks to a bond ETF or cash. This occurs if:
· Volatility in the stock markets becomes too high
· Bonds offer a higher return than the stocks in the selection.